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About Francis L. Dean & Associates, Inc.

Francis L. Dean & Associates is a national general underwriting facility specializing in sports and student related risks. With locations in Illinois, Colorado, Florida, California and Texas, the Company has been dedicated to providing comprehensive coverages to a variety of specialty risks located all over the country. Whether it's a small accident policy or a large liability package, you will work with dedicated specialists - experts whose sole responsibility is to deliver innovative programs that meet your special needs better than anyone else.

Francis L. Dean & Associates understands that in today's insurance industry trust is a value of the utmost importance. Much too often, a client does not receive the full and true picture.

    Is athletic participation covered by this particular policy?
    Is this limit fine or should I pay more for a higher limit?
    Can a claim reach that maximum with all those inside limits?
    Is my policy an occurrence form?
    Why a three year benefit period rather than a one year?

When questions such as the above arise, an experienced and trustworthy firm should be answering them - a firm that wishes only the best for its clients and knows how to provide overall insurance protection.

Company Service Overview
The service and professionalism that a client receives is unparalleled in this field. Prompt, precise and professional service has always been the standard at Francis L. Dean & Associates, and nothing less should be expected.

Policy Issuance. No client wants to wait 30 or 45 days to receive a policy. That is why prompt policy issuance is always stressed. Policies or certificates are mailed out the same day an application is received or they can be faxed within one hour.

Immediate Quotations. When calling in for a quotation there are no worries of a delayed response. Only fully licensed and qualified personnel answer the phones and can have a program put together in a matter of minutes. No waiting for returned voice mail, no waiting for a sales representative to contact an underwriter.

Claim Services. Francis L. Dean & Associates realized the first and foremost reason policyholders purchase insurance is that in the event a claim should arise, it is settled promptly, courteously and hassle-free.

Sports Accident Coverage
Every game is a big game. Whether it is a regularly scheduled season game or a week long sports camp, amateur athletics is always the site for intense competition. Athletes are often asked to compete at their highest levels, and as a result are more likely to run the risk of injury.

Our sports accident plans are specially designed to meet the needs of your athletes. With limits ranging from $2,500 to $10,000,000, our plans are flexible enough to address a broad spectrum of sports activities.

  • Leagues

  • Tournaments

  • Camps

  • All-Star Events

  • Alumni Gatherings

Sports Liability Coverage
In the past, liability coverage for sports camps and leagues was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run athletic camps or leagues without insurance protection, therefore running the risk of personal exposure to lawsuits or a participant's injury claim.

However, Francis L. Dean & Associates has developed a comprehensive program specifically tailored to cover the inherent risks involved for the schools, park districts, coaches, directors and players participating in sports camps and leagues.

The liability protection available through Francis L. Dean & Associates provides overall protection from litigants with no gaps in coverage. With an attorney and paralegals on staff, clients are guaranteed their coverage and in the event that litigation occurs, clients can count on a professional attorney and his staff to answer their concerns.

Highlights of the program include:

  • $1,000,000 Limits

  • $2,000,000 Aggregates

  • Occurrence Form Policies

  • Coverage of Athletic Participants

  • Coverage of Assault and Battery

  • Coverage of Sexual Abuse and Molestation

Pursuant to the Federal Risk Retention Act of 1986, Francis L. Dean & Associates, Inc. is the administrator of the Sports and Recreation Providers Purchasing Group as well as the administrators of the Sports and Recreation Providers Association Management, Inc.

Special Risk Programs
In today's fast paced society, accidents can happen anytime, anywhere .... while traveling with a business group, vacationing with friends and family or while attending the local town fair. Our special risk programs are specifically designed to help eliminate the financial burden one incurs as a result of costly medical bills or civil litigation.

Francis L. Dean & Associates can tailor make accident and/or liability policies for a variety of "special risks".

Day Care Facilities
Boy or Girl Scouts
Marathons
Gray Ladies
Soap Box Derbies
4-H Clubs
Beauty Contests
Fairs
JROTC
Zoo Outings
Ski Resorts
Picnics
Fishing Derbies
Educational Exhibitions
Flower Shows Trade Shows
Garden Shows Auctions
Luncheons Graduations
Banquets Fashion Shows
Telethons Proms
Consumer Shows
Antique Shows
Bazzars

Classical Music Concerts
Traveling Business Groups
Volunteer Fire Companies
Field Trips
Church Youth Groups
Fraternals
Cave Exploration
JTPA
Tractor Pulls
Parades

"Special Risks" require specialized coverages put together by a firm that has a certain expertise. The expertise of Francis L. Dean & Associates is based on information carefully gathered through decades of experience. No matter how "risky" an activity may seem, an insured can feel confident that the coverage is crafted carefully and expertly to serve their needs.

Special Events Liability Application

Francis L. Dean & Associates, Inc is the producer for business located in Arkansas, Arizona, California, Colorado, Connecticut, Maine, Nebraska, New Jersey, Nevada, Pennsylvania, Virginia, and Washington. Francis L. Dean is the producer for business located in Florida, Kentucky, Minnesota, New Jersey, New York and West Virginia.

Michael T. Dean is the producer for business located in Alaska, Alabama, District of Columbia, Delaware, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Maryland, Michigan, Missouri, Mississippi, Montana, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Wisconsin and Wyoming.

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